Debt Strategies

There is good debt and bad debt. If you’re buying a car, purchasing a home or financing education, it’s often prudent to borrow money. But getting the right loan with the best terms for your personal situation is another matter. At Berkshire Hills Financial, we understand the long-term implications of taking on debt. Tom can explain them to you in language you’ll understand. Before you sign on the dotted line, get Tom’s advice.

Borrowing for your business, to make improvements on your property or for some other special project can be a wise choice. But like all financial decisions, it needs to be made in the context of an overall financial plan. If you’ve got a dream project in mind, come see Tom to learn how to finance it wisely.

If you’re in debt, or borrowing on your credit card to pay ongoing monthly expenses, you are facing a downward spiral of trouble that has caused others to lose their home, family and self respect. But you don’t need to go there. Tom has successfully helped families solve their debt problems and learn how to live within their means. Contact Tom now for a free consultation.

Tom says:
“Debt isn’t necessarily a bad thing. But bad debt is.”

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